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15 E Michigan Ave Ypsilanti, MI 48198 734-483-0323
15 E Michigan Ave, Ypsilanti, MI 48198
Sales: (734) 235-5041 | Service: (734) 234-4327 | Parts: (734) 235-5026

Pre-Owned Vehicle Warranty Options

AUL Wrap Coverage

Our Wrap Coverage extends your vehicles Factory Warranty to give you coverage, confidence and peace of mind.

Survivor / Estate & Accident & Illness Coverage –

Do your due diligence: Protect yourself & your family

What if I already have Insurance Coverage?

Estate/Survivor: Enhances any other Insurance benefit. Benefits are paid directly to the financial institution. Estate/Survivor: Some Insurance benefits do not pay benefits immediately upon death. Default has occurred and the balance is due at next payment or a maximum of 30 days from the date of death. Accident/Illness: Enhances health care's co-pays and large deductibles.

Why will I care if I don't or can't purchase…?

Estate/Survivor: Financing/Titling in just one name leaves your Estate still responsible. Most estates are not insolvent (no inheritance for survivors) and need to be liquidated to pay debt. Estate/Survivor: Financing/Titling in just two names leaves your Survivor/Co-Signer/Spouse still responsible. Difficulty arises when the other responsible party does not want, need or cannot afford the monthly payments. Accident/Illness: Even during a short or long illness and you were unable to work and starting to get behind in your monthly payments. Get too far behind could result in repossession; financial institutions have a binding definition of default and grace periods.

How do I know if i am eligible for the Benefit?

Estate/Survivor & Accident/Illness: Protection is not automatic or provided by the financial institution. Eligibility will be provided after answering a few questions and the financial institution approves the benefit to be included in your financing/leasing contract.

How will the financial institution know…?

Estate/Survivor: Michigan has creditor probate/estate laws that protect even the Auto loans or leases. May not be able to continue no fault insurance or renew license plate/tab. Registrations and titles cannot be altered in any way when a lien or lease is not paid in full

How come you don't hear stories in the media about this?

Estate/Survivor & Accident/Illness: You deal directly with the financial institutions not the Dealership. Contracts have default clauses that protects them in case of death (of either party), if unable to continue making the monthly payments and negligence (not notifying the institution).

How much is the investment?

Estate/Survivor & Accident/Illness: You can pay for the benefit in the monthly payment. if you trade the car in early you may be entitled to a refund even if you used the benefit (Accident/Illness).

Your options without Survivor or Estate Coverage:

  • Refinance the vehicle - Subject to credit approval.
  • Pay the balance of the loan
  • Sell or Trade – The title must be cleared of all liens. If the vehicle is a lease vehicle all the remaining payments and the residual or the market value, plus pay the sales tax (buyout).
  • Assumption – There are fees anywhere from $400-900. The survivors must find a person to assume the loan, this person must qualify thru the lending institution and have their own insurance.
  • Turn the Vehicle back to the Bank – The bank will take the vehicle back and sell it in an auction, if there is a deficiency between the vehicle (buyout) and the auction price, that difference will be charged back to the Estate.

EXAMPLE: 60 month contract, $425* Payment, If a death was occurred to a covered debtor and the remaining months of the contract are 42, 
42 mos. X $425* = $17,850*
$15,295* owed to the lender 
$2555* paid to their Estate 
All unpaid interest is paid to the Estate *these are estimates only and can vary

DriverCare

Road Hazard Tire & Wheel Protection

Repairs I Replaces Both a Wheel and/or Tire for any Road Hazard

  • Zero deductible
  • Coverage up to 
5 years & 75,000 miles
  • No per Occurrence limits
  • Available on Pre-owned
  • No proration costs 
for current tire wear.

Includes: Rental Plus

  • IMMEDIATE RENTAL
    Standard $30 a day Upgrade up to $50
  • TRIP INTERRUPTION
    up to $100 a day when more than 50 miles from home
  • NO OUT OF POCKET* expenses
    EasyCare pays any certified repair facility directly through a credit card.

    *PRE-AUTHORIZATION IS REQUIRED
Dealer Information
Fischer Honda 15 E Michigan Ave Ypsilanti, MI 48198 Get Directions
Sunday:
CLOSED
Monday:
9:00 AM - 8:00 PM
Tuesday:
9:00 AM - 6:00 PM
Wednesday:
9:00 AM - 6:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
10:00 AM - 5:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 7:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 2:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 7:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 2:00 PM
Phone:
Sunday:
CLOSED
Monday:
CLOSED
Tuesday:
CLOSED
Wednesday:
CLOSED
Thursday:
CLOSED
Friday:
CLOSED
Saturday:
CLOSED
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